1. Acceptance of Terms
        Welcome to De MG Consulting LLC ("De MG Consulting," "De MG Solutions," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website located at https://de-mg-solutions.web.app and https://demgsolutions.com (the "Website"), our client portal, and all services provided by De MG Consulting, including but not limited to website development, process automation, AI-powered business intelligence, and all related consulting services (collectively, the "Services").
        By accessing or using our Website or Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use our Website or Services.
        
        2. Description of Services
        De MG Consulting provides technology consulting and implementation services specifically designed for freelancers, entrepreneurs, and small businesses. Our Services include:
        
        
            2.1 À La Carte Service Offerings
            We offer flexible, mix-and-match services that allow clients to choose solutions that fit their specific business needs:
            
            Business Process Automation (Starting at $25/month)
            
                - Custom automation solutions tailored to your workflows
 
                - Seamless integration with existing business tools
 
                - Elimination of repetitive manual tasks
 
                - Error reduction through automated processes
 
                - Operational cost reduction capabilities of up to 70%
 
            
            
            Website Development & Managed Hosting (Starting at $50/month)
            
                - Professional website design and development
 
                - Secure, high-performance hosting infrastructure
 
                - Regular updates and maintenance
 
                - Performance optimization
 
                - Dedicated technical support
 
            
            
            AI-Powered Business Intelligence (Starting at $100/month)
            
                - Enterprise-grade AI insights and analytics
 
                - Comprehensive business metrics analysis
 
                - Growth opportunity identification
 
                - Actionable business recommendations
 
                - Optional 24/7 AI business assistant
 
            
         
        
            2.2 Service Terms
            
                - One-Time Setup Fee: $100 for initial tool development and personalized onboarding (waived for existing partners adding new services)
 
                - Mix & Match Options: Clients may combine services to create comprehensive solutions with bundle discounts available
 
                - Pricing Flexibility: Final pricing varies based on project complexity, scope, and any third-party tools or services required
 
                - Transparent Pricing: No hidden fees; all costs disclosed upfront during consultation
 
                - Scalability: Start with essential services and add additional services as your business grows
 
            
            2.3 Additional Services
            
                - Custom software development
 
                - Database design and management
 
                - Email automation setup
 
                - Progressive Web App (PWA) development
 
                - Business technology consulting
 
                - Educational workshops and training
 
            
         
        
        3. Accounts and Service Access
        
        3.1 Account Registration
        To access certain Services, you must register for an account. You agree to:
        
            - Provide accurate, current, and complete information during registration
 
            - Maintain and promptly update your account information
 
            - Maintain the security of your account credentials
 
            - Accept responsibility for all activities under your account
 
            - Notify us immediately of any unauthorized use of your account
 
        
        3.2 Eligibility
        You must be at least 18 years old and capable of entering into legally binding contracts to use our Services. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
        
        4. Payment Terms
        
        
            4.1 Fees and Billing
            
                - Setup Fee: A one-time $100 setup fee applies to new clients for initial tool development and personalized onboarding
 
                - Subscription Fees: Monthly subscription fees are based on selected services and start at:
                    
                        - Business Process Automation: $25/month
 
                        - Website Development & Managed Hosting: $50/month
 
                        - AI-Powered Business Intelligence: $100/month
 
                    
                 
                - Custom Pricing: Final pricing varies based on project complexity, scope, and third-party requirements
 
                - All fees are in US dollars
 
                - Payment is due upon receipt of invoice
 
                - We accept payment via major credit cards and other methods as specified on our Website
 
            
            4.2 Bundle Discounts
            Clients who combine multiple services may be eligible for bundle discounts. Specific discount rates will be provided during consultation.
            4.3 Billing Cycle
            
                - Monthly subscription fees are billed in advance on a recurring basis
 
                - Services automatically renew each month unless canceled at least 48 hours before the renewal date
 
                - You may cancel or modify your services at any time through your account settings or by contacting us at support@demgsolutions.com
 
            
            4.4 Refunds
            
                - One-time setup fees are non-refundable once services have commenced
 
                - Monthly subscription fees are non-refundable except as required by law
 
                - Custom project fees may be partially refundable based on work completed, as determined on a case-by-case basis
 
                - No refunds will be issued for Services already rendered
 
            
            4.5 Late Payments
            If payment is not received within 10 days of the due date, we reserve the right to suspend access to Services until payment is received.
            
            4.6 Existing Partner Benefits
            Existing partners adding new services are exempt from additional setup fees.
         
        
        5. Intellectual Property Rights
        
        5.1 Our Intellectual Property
        All content on our Website and within our Services, including but not limited to text, graphics, logos, images, audio, video, software, AI models, and compilation of content, is the property of De MG Consulting or our licensors and is protected by copyright, trademark, and other intellectual property laws.
        5.2 Client Intellectual Property
        You retain all rights to content and materials you provide to us for the purpose of receiving Services ("Client Content"). You grant us a limited, non-exclusive license to use Client Content solely for the purpose of providing Services to you.
        5.3 Deliverables
        Unless otherwise agreed in writing:
        
            - Custom websites and progressive web applications (PWAs) developed for you become your property upon completion of six (6) consecutive months of subscription payments
 
            - Transfer of ownership, upon termination of services, does not include hosting services; you will be responsible for securing your own hosting provider
 
            - De MG Consulting will provide reasonable assistance (up to 2 hours) to facilitate migration to your chosen hosting provider
 
            - Clients who discontinue service before completing six (6) months of subscription payments forfeit custom websites and progressive web application ownership rights to all developed materials
 
            - We retain the right to use generic components, methodologies, and know-how developed during the engagement
 
            - We may showcase completed work in our portfolio with your permission
 
        
        
        6. Use Restrictions
        You agree not to:
        
            - Use our Services for any illegal or unauthorized purpose
 
            - Violate any laws in your jurisdiction
 
            - Transmit any malicious code, viruses, or harmful content
 
            - Attempt to gain unauthorized access to our systems or other users' accounts
 
            - Reverse engineer, decompile, or disassemble any part of our Services
 
            - Use our Services to compete with us or build a similar service
 
            - Resell or redistribute our Services without written permission
 
            - Use automated systems to access our Services without permission
 
            - Harass, abuse, or harm other users or our staff
 
        
        
        7. Confidentiality
        
        7.1 Confidential Information
        Both parties may have access to confidential information during the course of the relationship. Each party agrees to:
        
            - Keep all confidential information strictly confidential
 
            - Use confidential information only for purposes of the Services
 
            - Not disclose confidential information to third parties without written consent
 
        
        7.2 Exceptions
        Confidentiality obligations do not apply to information that:
        
            - Was publicly known at the time of disclosure
 
            - Becomes publicly known through no fault of the receiving party
 
            - Was rightfully received from a third party
 
            - Is required to be disclosed by law
 
        
        
        8. Data Protection and Privacy
        
        
            8.1 Privacy Policy
            Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
            8.2 Data Security
            We implement industry-standard security measures to protect your data, including:
            
                - SSL encryption for data transmission
 
                - Secure cloud hosting infrastructure
 
                - Regular security updates and monitoring
 
                - Limited access controls
 
            
            8.3 Data Processing
            For clients whose data we process as part of our Services, we act as a data processor and will handle data in accordance with applicable data protection laws.
         
        
        9. Warranties and Disclaimers
        
        9.1 Our Warranties
        We warrant that:
        
            - Services will be performed in a professional and workmanlike manner
 
            - We have the right to provide the Services
 
            - Services will substantially conform to specifications agreed upon in writing
 
        
        
            9.2 Disclaimers
            EXCEPT AS EXPRESSLY PROVIDED HEREIN, OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.
            WE DO NOT WARRANT THAT:
            
                - SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE
 
                - DEFECTS WILL BE CORRECTED
 
                - OUR SERVICES OR SERVERS ARE FREE OF VIRUSES OR HARMFUL COMPONENTS
 
                - RESULTS FROM SERVICES WILL MEET YOUR EXPECTATIONS
 
            
         
        9.3 Third-Party Services
        We may recommend or integrate third-party services (such as Zapier, ActiveCampaign, QuickBooks, etc.). We are not responsible for the availability, accuracy, or content of third-party services.
        
        10. Limitation of Liability
        
        
            10.1 Limitation
            TO THE MAXIMUM EXTENT PERMITTED BY LAW, DE MG CONSULTING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
            10.2 Cap on Liability
            IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
         
        10.3 Jurisdictional Limitations
        Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability, so some of the above limitations may not apply to you.
        
        11. Indemnification
        You agree to indemnify, defend, and hold harmless De MG Consulting, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
        
            - Your use of our Services
 
            - Your violation of these Terms
 
            - Your violation of any rights of another party
 
            - Your Client Content
 
        
        
        12. Termination
        
        12.1 Termination by You
        You may terminate your account and services at any time by:
        
            - Canceling through your account settings
 
            - Sending written notice to support@demgsolutions.com
 
            - Contacting us via phone or chat support
 
        
        12.2 Termination by Us
        We reserve the right to suspend or terminate your account if:
        
            - You violate these Terms
 
            - You fail to pay fees when due
 
            - We reasonably believe termination is necessary to protect us or other users
 
            - Required by law
 
        
        12.3 Effect of Termination
        Upon termination:
        
            - Your right to use our Services immediately ceases
 
            - All fees owed become immediately due and payable
 
            - We may delete your account and data after 30 days
 
            - If termination occurs before six (6) months of consecutive subscription payments, all custom websites and progressive web applications remain the property of De MG Consulting and access will be terminated
 
            - If termination occurs after six (6) months of consecutive subscription payments, you retain ownership of custom websites and PWAs but must arrange for alternative hosting within 30 days
 
            - Provisions that should survive termination will remain in effect
 
        
        
        13. Dispute Resolution
        
        
            13.1 Informal Resolution
            Before filing any formal proceedings, you agree to attempt to resolve disputes informally by contacting us at support@demgsolutions.com.
            13.2 Arbitration
            If informal resolution fails, any dispute shall be resolved through binding arbitration in accordance with the American Arbitration Association rules. Arbitration shall take place in New York, New York.
            13.3 Class Action Waiver
            You agree to resolve disputes with us on an individual basis and waive any right to bring or participate in any class action or representative proceeding.
            13.4 Exceptions
            Notwithstanding the above, either party may seek injunctive relief in court for violations of intellectual property rights or confidentiality obligations.
         
        
        14. General Provisions
        
        14.1 Governing Law
        These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.
        14.2 Entire Agreement
        These Terms, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and De MG Consulting.
        14.3 Modifications
        We reserve the right to modify these Terms at any time. We will notify you of material changes via email or through our Services. Continued use after changes constitutes acceptance.
        14.4 Severability
        If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
        14.5 Assignment
        You may not assign or transfer your rights under these Terms without our written consent. We may assign our rights to any successor or affiliate.
        14.6 No Waiver
        Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
        14.7 Force Majeure
        Neither party shall be liable for delays or failures in performance due to causes beyond their reasonable control, including but not limited to acts of God, natural disasters, pandemic, war, terrorism, riots, labor disputes, or internet service failures.
        14.8 Notices
        Notices to you may be sent via email to the address associated with your account. Notices to us should be sent to:
        
        14.9 Export Compliance
        You agree to comply with all applicable export and re-export control laws and regulations in your use of our Services.
        14.10 Accessibility
        We are committed to making our Services accessible to all users. If you have accessibility needs, please contact us at support@demgsolutions.com.
        
        15. Service-Specific Terms
        
        
            15.1 Business Process Automation Services
            
                - Automation solutions are customized based on your specific business workflows and requirements
 
                - Implementation timeframes depend on complexity and scope of automation
 
                - Third-party tool costs (e.g., Zapier, ActiveCampaign) are your responsibility unless otherwise agreed
 
                - We provide training and documentation for implemented automation systems
 
                - We are not liable for changes to third-party APIs or service disruptions
 
                - Operational cost reduction estimates are based on typical results and may vary
 
            
            15.2 Website Development & Managed Hosting Services
            
                - Websites will be delivered within agreed timeframes, subject to timely receipt of required content and feedback from you
 
                - You are responsible for providing necessary content, images, and materials unless content creation is included in your service agreement
 
                - We provide secure, high-performance hosting with 99.9% uptime target (excluding scheduled maintenance)
 
                - Regular updates and maintenance are included in the monthly subscription fee
 
                - Performance optimization is conducted regularly to ensure optimal user experience
 
                - We provide a 30-day warranty period for bug fixes after initial launch
 
                - Dedicated support is available during business hours with emergency support options available
 
                - Ownership of custom websites and PWAs transfers only after six (6) consecutive months of subscription payments
 
                - Clients terminating before six months forfeit all rights to the developed website/PWA and access will be terminated
 
            
            15.3 AI-Powered Business Intelligence Services
            
                - AI insights and recommendations are for informational and strategic planning purposes only
 
                - You retain full responsibility for business decisions made based on AI guidance
 
                - AI models are continuously improved and refined based on latest data and algorithms
 
                - Quality of insights depends on the quality and completeness of data provided
 
                - Business metrics analysis requires access to relevant business data sources
 
                - Optional 24/7 AI business assistant availability is subject to technical maintenance windows
 
                - We do not guarantee specific business outcomes based on AI recommendations
 
            
         
        
        16. Community Guidelines
        We maintain community spaces within our client portal to foster collaboration and knowledge sharing. Users agree to:
        
            - Treat all community members with respect
 
            - Not engage in discrimination or harassment
 
            - Share knowledge and resources constructively
 
            - Respect intellectual property and confidentiality of shared information
 
            - Report inappropriate behavior to our moderation team
 
        
        
        
        
        
            BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.
            These Terms and Conditions are effective as of October 16, 2025, and supersede all prior versions.